Matcher agent

Bank meets books,automatically.

The matcher agent reconciles your bank feeds against your general ledger — matching transactions, flagging exceptions, and closing your books faster than any human could.

Try it free
Bank Statement
28 FebADOBE CREATIVE
-£49.94
27 FebTESCO STORES 4821
-£127.40
27 FebAWS EMEA
-£342.18
26 FebTRANSFER IN REF 8847
+£8,400.00
General Ledger
6100 SoftwareAdobe CC — Feb
£49.94
5200 SuppliesOffice supplies
£127.40
6300 HostingAWS infrastructure
£342.18
1100 ReceivablesINV-2026-0031
£8,400.00
0 of 4 matched0% complete
How it works

Three steps to reconciled books

Open Banking + CSV
01

Feed your data

Connect bank accounts via Open Banking or import statements. Transactions flow in automatically.

-£49.94
-£342.18
+£8,400
Matching...
02

AI matches

The matcher agent compares every bank transaction against your ledger entries — exact, fuzzy, and multi-way.

Matched
47
To review
4
Unmatched
2
03

Review exceptions

Only deal with the 5-10% that need human judgment. Everything else is already matched and posted.

Matching intelligence

Beyond simple amount matching

The matcher agent doesn't just compare amounts. It understands timing differences, split payments, batch transfers, and even partial matches — handling the cases that make reconciliation tedious.

Exact match

Amount and date match precisely between bank and books.

100%
Bank-£342.18 on 27 Feb
Books£342.18 posted 27 Feb

Fuzzy match

Amounts match but dates or descriptions differ slightly.

96%
Bank-£49.94 on 28 Feb
Books£49.94 posted 1 Mar

Many-to-one

Multiple bank transactions match a single invoice.

94%
Bank3 payments totalling £8,400
BooksINV-2026-0031 £8,400

One-to-many

A single bank payment covers multiple invoices.

92%
Bank-£1,560.00 batch payment
Books3 invoices totalling £1,560
Barclays CurrentFeb 2026
47 of 53 matched
Bank balance£24,817.63
Book balance£24,817.63
Difference£0.00
STRIPE PAYOUT 847291+£2,340.00
Review
HMRC VAT-£4,120.00
Matched
PAYPAL *CANVA-£10.99
New

A workspace built for speed

Bank balance on the left, book balance on the right, difference in the middle. Every exception surfaces in one queue with suggested actions. Match, post, or investigate — all without leaving the workspace.

Side-by-side bank and ledger view
One-click match, unmatch, and post
Adjusting entries created inline
Full audit trail for every action
92%Auto-matched on first pass
<10minAverage time to reconcile a month
£0Difference at month-end
4Match types supported
The difference

What changes when matching runs itself

Before Numiva

Downloading bank statements and importing manually
Line-by-line comparison in spreadsheets
Timing differences that take hours to resolve
Month-end reconciliation stretching into days
Unexplained differences that linger for months

With Numiva

Bank feeds connected via Open Banking, always current
AI matches 92% of transactions automatically
Timing differences resolved with suggested adjustments
Month-end reconciliation in minutes, not days
Zero unexplained differences — every penny accounted for
Questions

Frequently asked

Numiva integrates with all major UK banks via Open Banking, plus supports CSV and OFX imports for international banks and credit cards. Bank feeds refresh automatically every few hours.

The matcher agent detects split payments, overpayments, and partial payments automatically. It proposes the most likely allocation and flags anything ambiguous for your review.

Unmatched items appear in your exception queue. You can match them manually, create adjusting entries, or mark them for investigation. The agent learns from your corrections to improve future matching.

Yes. Each bank account gets its own reconciliation workspace, but the matcher agent sees across all accounts to detect transfers and inter-account movements automatically.

Stop chasing pennies.Let AI balance them.

Free 14-day trial. No credit card required. Set up in under 5 minutes.